How to Check FAB Ratibi Card Balance in Seconds (3 Methods!)

Balancing is an important step in any bank account, therefore it is advisable to know your First Abu Dhabi Bank (FAB) Ratibi card balance. Monitoring your fab balance allows you to avoid overdraft fees, control your spending, and have the big picture of your available cash. A survey conducted recently showed that users who keep checking account balances decrease their chances of incurring fines, and overdraft fees by 40%. This way you remain on track with the money which you set for yourself and you are less worried all the time.

In this comprehensive guide, I will explain how to check your FAB Ratibi card balance in detail, ensuring you have all the information you need.

FAB Online Inquiry

The FAB online banking portal is a secure and accessible way to check your Ratibi card balance. Follow the steps below for a seamless experience. Remember that certain steps, such as logging in or finding specific options, might vary slightly depending on updates to the FAB platform or your device’s compatibility.

Step 1: Visit the Official FAB Website

1. Go to your Web Browser and search the official website of the First Abu Dhabi Bank which is abbreviated as FAB.
2. Users are kindly advised to visit the website through the following link. https://www.bankfab.com/en-ae/personal.

Step 2: Log In to Your Online Banking Account

1. On the Operation details page, there is a horizontal green rectangle button titled “Login” at the bottom right corner.
2. Fill in the fields registered username and password. If you have not registered yet, you will have the opportunity to do this by clicking the “Sign Up” button given and filling in the required fields.

Step 3: Navigate to the “Accounts” or “Balances” Section

1. When logged in, find the menu bar at the top of the page on the dashboard.
2. By selecting the option either “Accounts” or “Balances” you can view all the accounts associated with the concerned profile.

Step 4: Select Your Ratibi Card

1. Choose your Ratibi card from the list of accounts available.
2. You will see detailed information about your card, including your current balance.

Step 5: View Your Balance

1. The current balance of your Ratibi card will be depicted at the bottom plane of the screen.
2. Make a note of your balance or take a screenshot for future reference if needed.

By following these steps, you can quickly and securely check your Ratibi card balance from the comfort of your home or office.

FAB Mobile Banking App

This is one of the convenient instruments which allow being aware of your account characteristics and having the opportunity to use FAB Mobile Banking at any time. Here is how you can check your Ratibi card balance using the app:

Step 1: Download and Install the FAB Mobile Banking App

1. Go to the ‘ app store’ depending on the operating system of the device; Google Play store if the device is Android or Apple app store if the device is an IOS.
2. Type in “FAB Mobile Banking App.”
3. One should download and install this application on a smartphone or any tabletop he or she does not have it.

Step 2: Log In to the App

1. To log into the application, launch the application and use your registered username and password.
2. If it’s your first time using the app, you may need to register by following the on-screen instructions.

Step 3: Locate the “Accounts” or “Balances” Section

1. After you have logged into the app you will be able to see the main work area for the app.
2. Within this statement, they typically offer a clearly labeled section called something like the “Accounts” or “Balances”.

Step 4: Select Your Ratibi Card

1. From the list of accounts, just click on your Ratibi card.
2. The app will provide more information regarding your card and your current balance of your checking account inclusive of the available credit limit on your card.

Step 5: View Your Balance

1. The outstanding balance on your Ratibi card will, therefore, be didactically shown on the screen.
2. There are also other features included in the application and you can request the transaction history and statement if necessary.

Another easy and convenient way to be informed about the balance on the FAB account at any time is to use the FAB Mobile Banking App.

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ATM Balance Check

As for the more conservative way, you can examine the Ratibi card balance at any FAB ATM. Follow these steps:

Step 1: Insert Your Ratibi Card

1. Locate the nearest FAB ATM.
2. Insert your Ratibi card into the card slot.

Step 2: Enter Your PIN

1. Press the waiting keypad to input your Personal Identification Number (PIN).
2. Make sure that nobody is around you or spying on you while you are entering your PIN for security’s sake.

Step 3: Select the “Balance Inquiry” Option

1. When the ATM display is filled with the main options to choose from, click on “Balance Inquiry.”
2. This ATM may require you to confirm your selection of the transaction.

Step 4: View Your Balance

1. The ATM will display your current Ratibi card balance on the screen.
2. You can also opt to print a receipt for your records.

This method is straightforward and particularly useful when you need immediate access to your balance.

Additional Tips for Managing Your FAB Ratibi Card Balance

1. Keep Your Login Credentials Secure

• Protect your username and password that you use to log in to an online banking account.
• Never give out your passwords to anyone.
• Another measure that will improve security is ensuring that the password is changed often.

2. Use Two-Factor Authentication

• Enable two-factor authentication (Make sure you activate two-factor authentication or 2 for your FAB online banking and FAB mobile application accounts.) for your FAB online banking and mobile app accounts.
• This adds an extra layer of security, requiring a one-time password (OTP) sent to your registered mobile number or email.

3. Monitor Your Transactions

• Regularly check your transaction history to ensure all debits and credits are accurate.
• Any kind of theft should be reported to FAB customer service as soon as the customer notices anything suspicious.

4. Set Up Alerts and Notifications

• Opt for SMS or email alerts for account activities, including balance updates and transactions.
• This will help you stay informed and avoid overdrawing your account.

5. Keep Your Contact Information Updated

• Check that your registered mobile number and email attached to your FAB account is updated.
• This is necessary for getting OTPs and other important notifications related to the account.

6. Use Secure Networks

• Do not use public Wi-Fi while signing into your FAB online banking or mobile app service.
• To minimize the cyber threats, do not settle for any ordinary network; embrace a secure and private one instead.

7. Contact FAB Customer Support

• If you encounter any issues while checking your balance, contact FAB’s customer service for assistance.
• You can reach them through their helpline, email, or by visiting the nearest FAB branch.

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Final Words

Having and maintaining an FAB Ratibi card balance is an important factor that adds to personal finance. No matter whether you decide to use the banking terminal on FAB’s website, the application you download to your smartphone, or an Automated Teller Machine to check it, all of it is created to give you the most accurate and current information about your account balance. So, if you closely follow each guide laid out in this article, it is going to be extremely easy for you to remain in financial control.

Remember to prioritize security by safeguarding your credentials, enabling two-factor authentication, and monitoring your transactions regularly. If you need further assistance, FAB’s customer service team is always ready to help. Stay informed, stay secure, and make the most of your FAB Ratibi card!