Cancel ADCB Credit Card: Easy Guide & FAQs

Managing your financial portfolio effectively includes knowing when and how to cancel credit cards that no longer serve your needs. If you’re considering canceling your Abu Dhabi Commercial Bank (ADCB) credit card.

This guide shows you the complete cancellation steps while offering important factors to keep in mind.

Methods to Cancel an ADCB Credit Card

You have different options to terminate your ADCB credit card account. You have many simple methods available to end your ADCB credit card service. I will now discuss each cancellation method so you can pick the right option for yourself.

1. Through ADCB Website

ADCB Internet Banking offers a reliable method to cancel your card.

Steps:

• Online access to ADCB Internet Banking lets you end your card service.

• Access ADCB internet banking by entering your username and password combination. Go to your main menu and choose the “Cards” option.
• Pick your select credit card to disable or remove service.
• Hit Next on the screen instructions to finish this operation.
• Check your email for a message after you complete the cancellation procedure.

Benefits:

• You can access your banking information on any computer..
• This safe application helps you control your account activities.
• You track all activities during your card termination.

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2. Through ADCB Mobile Banking App

The ADCB Mobile Banking App provides a quick and user-friendly way to cancel your credit card.

Steps:

• Log in to the ADCB Mobile Banking App using your credentials.
• Navigate to the “Debit Cards” or “Credit Cards” section.

• Tap on the “Deactivate Card” option.

• Verify the card details to ensure you have selected the correct one.
• Click on “Confirm” to finalize the cancellation.

Benefits:

• Convenient and quick process.
• No need to visit a branch or speak to customer service.
• Available 24/7 from anywhere.

3. By Calling ADCB Customer Service

To get specific help from ADCB customers should contact their customer service department. Here’s how to proceed:

1. Dial the Appropriate Number:
   • Within the UAE: 600 50 2030
2. Authenticate Your Identity:
   • Read your credit card information followed by instructions.
   • Answer security questions to verify your identity.
3. Request Cancellation:
   • Ask the customer service agent to cancel your credit card account for you.
   • Your representative will show you the required steps and tell you about any open fees or requirements you need to take care of.
4. Obtain Confirmation:
   • Request a reference number or confirmation message for your records.

4. By Visiting an ADCB Branch

Most people who want personal service should visit their nearest ADCB branch. Follow these steps:

1. Prepare Documentation:
   • Bring your Emirates ID when you visit
   • Bring your ADCB credit card.
2. Consult a Bank Representative:
   • Tell a bank representative that you want to cease using your credit card.
   • You will receive a cancellation document for signing at the branch.
3. Complete the Process:
   • Return your filled application and documents directly to settle the request.
   • Complete your cancellation by paying all current bills and charges.
4. Receive Confirmation:
   • A representative from the bank will process your cancellation and notify you of the final action.

Frequently Asked Questions

1. Will canceling my ADCB credit card affect my credit score?

Stopping your use of an aged credit card will potentially harm your credit rating since this account builds your creditworthiness over time. Understand all outcomes before starting this process.

2. Can I cancel my ADCB credit card if I have an outstanding loan with ADCB?

Your credit card cancellation needs completion of all loan and balance payments first.

3. How long does it take to cancel an ADCB credit card?

You should expect cancellation to finish in 7 to 10 business days after selecting your cancellation method.

4. Is there a cancellation fee for ADCB credit cards?

You would face no cancellation fees at ADCB unless you speak directly with their customer service department.

Tips for a Smooth Cancellation Process

• Double-check card selection: When managing multiple ADCB accounts please confirm you choose the proper one during cancellation.
• Confirm cancellation: Ask ADCB for email confirmation of your cancellation status.
• Monitor your account: Look for transaction problems or fees in your ADCC account once your card has been deactivated.

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Final Thoughts

The cancellation of your ADCB credit card becomes simple when you follow the required process. Complete your obligations by paying outstanding amounts and collecting rewards when you choose to cancel your ADCB credit card through mobile banking app internet banking branch visit or customer service.

Examine your cancellation motivation then research its influence on your credit rating.